Terms and Conditions

Akshaya Tritiya 2026 — Lumpsum Gold Purchase Offer

Last Updated: April 10, 2026

These Terms and Conditions (“Terms”) govern the Akshaya Tritiya 2026 Lumpsum Gold Purchase Promotional Offer (“Offer”) by DreamSuite Platform Pvt Ltd (“DreamMoney” / “Company” / “We” / “Us”). These Terms apply solely to this Offer and are to be read alongside the DreamMoney platform’s General Terms of Service (“General Terms”) and Privacy Policy. By participating in this Offer, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not participate.

1. Offer Description

DreamMoney is offering eligible users 5% extra gold on qualifying lumpsum gold purchases made through the platform during the offer period. The offer period start date will be communicated on the platform; the offer ends on 19th April 2026 (Akshaya Tritiya). Participation in this Offer is voluntary.

2. Eligibility

This Offer is available to all users of the DreamMoney platform, both new and existing gold buyers, subject to the following conditions:

You must be a registered user of the DreamMoney platform.
Your qualifying transaction must be a lumpsum gold purchase of ₹501 (Rupees Five Hundred and One) or above in a single Lumpsum gold purchase transaction during the offer period.
Each user account identified by a unique mobile number is eligible to receive this reward only once during the offer period.
Employees, directors, affiliates, and immediate family members of DreamSuite Platform Pvt Ltd and its group companies are not eligible.

The Company reserves the right to verify eligibility at any time and to reject any participation without assigning any reason.

3. Reward Structure

Parameter	Details
Reward	5% of the purchase value, capped at ₹100 per user. The reward amount is exclusive of all applicable GST.
Minimum Purchase	₹501 per individual transaction. Partial purchases or multiple transactions aggregated together do not qualify.
Maximum Reward	₹100 per account. Purchases of ₹2,000 and above receive the maximum reward of ₹100.
Offer Period	Communicated start date to 19th April 2026.
Qualifying Transaction	Lumpsum gold purchases only. SIP debits, auto-debits, and any recurring purchase mechanisms do not qualify.
Reward Credit Date	26th April 2026
Gold Rate for Reward	The prevailing 24K gold rate on the DreamMoney platform on 26th April 2026. The Company’s determination of the applicable gold rate as per the market price is final and binding on that date.
Withdrawal Freeze	The credited bonus gold is subject to a mandatory 48-hour withdrawal freeze from the time of credit, during which no sale, redemption, or withdrawal is permitted.

Extra gold will be credited only upon successful completion of the qualifying purchase and confirmed receipt of funds by the Company. Gold prices are subject to market fluctuation; the Company bears no responsibility for any change in the value of gold after the reward is credited.

4. Exclusions and Disqualifications

This Offer cannot be combined with any other Akshaya Tritiya promotional offer, cashback, or discount on the same transaction. A single transaction can qualify for only one Akshaya Tritiya campaign.
If a qualifying purchase is cancelled, reversed, or refunded for any reason, the user’s entitlement to the reward is immediately and automatically forfeited.
Transactions made using fraudulent means, invalid payment instruments, or in violation of the DreamMoney platform Terms of Service will be disqualified.
Any attempt to manipulate, game, or circumvent this Offer including but not limited to the creation of multiple accounts, use of synthetic transactions, or any other fraudulent method will result in immediate disqualification, reversal of any credited reward, and potential suspension or termination of the user’s account.
The Company reserves the right to disqualify any user and reverse or withhold the extra gold at any time if it determines, in its sole discretion, that there has been fraud, misuse, suspicious activity, or a breach of these Terms or the platform General Terms of Service.

5. Taxation

The reward amount is exclusive of applicable GST. All other taxes arising from the receipt, holding, or sale of the bonus gold including income tax or any other applicable statutory levy are the sole responsibility of the user. The Company reserves the right to deduct tax at source (TDS) on the reward as required under applicable Indian law. Users are solely responsible for all tax reporting, filing, and compliance obligations in connection with this Offer.

6. Limitation of Liability

This Offer is provided on an ‘as is’ basis. The Company makes no representations or warranties, express or implied, regarding the Offer. The Company’s total aggregate liability to any user in connection with this Offer shall not exceed the value of the extra gold actually credited to that user’s account. The Company shall not be liable for any indirect, incidental, consequential, or special losses including loss of profit, loss of data, or loss of business opportunity arising from participation or inability to participate in this Offer. Technical failures, payment gateway errors, network disruptions, and force majeure events are governed by the General Terms of Service which applies to this Offer.

7. Modifications and Termination

The Company reserves the absolute and unconditional right to modify, amend, extend, curtail, withdraw, or discontinue this Offer, or any part of it, at any time and without prior notice. Any changes will take effect immediately upon being posted on the platform or communicated to users. Continued participation in the Offer after any such modification constitutes your acceptance of the revised terms.

8. General

The Company’s decision on all matters relating to this Offer including eligibility, transaction qualification, reward credit, and interpretation of these Terms shall be final, conclusive, and binding on all participants.
In the event of any conflict between these Terms and the General Terms, these Terms shall prevail to the extent of the inconsistency in relation to this Offer.
Governing law and dispute resolution applicable to this Offer are covered under the General Terms, which apply to this Offer in full.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall continue in full force and effect.
The Company’s failure to enforce any right or provision under these Terms shall not constitute a waiver of that right or provision.
These Terms constitute the entire agreement between you and the Company in relation to this Offer
For queries or complaints regarding this Offer, users may refer to the Grievance Redressal provisions set forth in the General Terms
You agree to indemnify and hold harmless DreamSuite Platform Pvt Ltd, its directors, officers, employees, and agents from and against any claims, losses, liabilities, damages, or expenses (including legal costs) arising out of or in connection with your participation in this Offer or any breach of these Terms by you.