Getting started is simple! Download our app, complete your profile creation in minutes, and start investing with as little as ₹10*. You can choose from Digital Gold, FD and Mutual Funds to invest.
A mutual fund collects money from many people and invests it in places like shares, bonds, and other securities. A professional team manages this money to help it grow.
Anyone who meets the following can invest through Dream Money:
• Is 18 years or older
• Has completed KYC (Know Your Customer)
• Has a linked and verified bank account
Once these requirements are met, you can start investing in mutual funds through the app.
Yes. SEBI mandates KYC for all mutual fund investments.
You can start a SIP or do a lump sum investment with as little as ₹100.
A SIP allows you to invest a fixed amount at regular intervals, such as daily or monthly. You can also choose to make a one-time investment. SIP helps you build wealth gradually with financial discipline.
Instant Redemption: Withdraw up to ₹50,000 or 90% of your funds (whichever is lower) instantly via the DreamMoney app. Funds are credited immediately to your verified bank account, subject to eligibility.
Non-Instant Redemption: For withdrawals above these limits, the amount is credited to your bank account within 3 working days.
Go to Mutual Funds → select the fund → enter the amount → confirm.
No. Dream Money does not charge any additional platform fees for mutual fund investments.
For liquid funds, units are usually allotted on the next business day, depending on the cut-off time and when your payment is completed. They will reflect in your Dream Money account within two working days.
Mutual fund schemes on Dream Money are offered through SEBI-registered AMCs and intermediaries. Dream Money operates as a technology platform facilitating access to these products.
Dream Money's ranking system sorts loan offers by looking at your income, credit score, and job status to see what you qualify for. We also look at the loan details, such as interest rates, fees, and how long you have to pay it back. We also factor in past approval rates and disbursal efficiency.